YOUR DESTINATION FOR BETTER AUTO LOANS

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Low rates and fast, local decisions on new and used auto loans. You can also refinance to lower your monthly payment.

Now's the perfect time to buy your dream car or refinance your current vehicle. Purchasing with such low rates means you’ll get more for your money – and when you refinance, you’ll be able to lower your payment or customize your loan to better fit your needs.
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Magnolia Federal Credit Union Auto Loans

  • Market low rates
  • Purchase a new or used vehicle, or refinance your existing auto loan to lower your monthly payment
  • Flexible terms up to 84 months 
  • Up to 100% financing
  • Flexible, local lenders who work with you
  • Fast loan decisions

Have questions? Email us at applyloan@magfedcu.org.

Additional benefits with Magnolia FCU auto loans

Auto Insurance

Accidents happen, that's why the claims process is easy and quick to resolve your problem. Keep your family safe while enjoying the peace of mind knowing that your vehicle and financial interest is protected.

Classic GAP

Cover the difference between your car’s value and how much you owe on your loan, giving you considerable peace of mind. If your vehicle is stolen or totaled, GAP steps up to cover the difference, so you won’t be left with any unexpected costs.

Mechanical Repair Coverage

Frustrating breakdowns can turn a dream car into a burden. Our Mechanical Repair Coverage means a trip to the shop is a helpful visit, not a drain on your wallet. 

Debt Protection

If your life takes an unexpected turn, your family's finances can be strained. But optional Debt Protection may cancel or reduce your loan payments or balance in case of involuntary unemployment, disability, or death. 
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Why Magnolia?

As a not-for-profit credit union, we return our profits to our borrowers in the form of better value. With our lower rates and no fees, more of your auto loan money goes toward buying or refinancing your vehicle. You’ll enjoy lower monthly payments and keep more of your hard-earned money for the things you love and goals you want to achieve, like saving for travel, education, starting a business and more.

Plus, because we’re local, we can make all of our loan decisions right here in your community, not across the country at a distant corporate headquarters. This means we can fund your auto loan faster and customize your loan better.

Members experience a wide range of benefits when they join Magnolia Federal Credit Union. Get started by applying for your auto loan today!

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Questions?

We’re here to help. Give us a call at (800) 997-7919 to speak with a local lender who can answer your questions and guide you to the right home loan.